How our credit card works

Looking for more info? Here's all you need to know about our credit card and how it works.

Credit made clear

Navigating credit can be tricky, so we've broken things down to help you build credit confidence and manage your money.

Apply

Checking your eligibility is quick, easy, and doesn't impact your credit score. If you're eligible, you'll be able to apply.

How to apply

Manage

From adjusting your credit limit to finding your monthly statements, we've put together some helpful info about the day-to-day management of your credit card.

Get the answers

Repay

When you use a credit card, you'll need to pay back what you've borrowed. There are a few ways to repay, and you can consider what suits you best.

Making repayments

Having an issue with a purchase?

Dealing with fraud and scams

Something fishy going on? Help protect your money and your data with our tips, or reach out for more help.

Staying safe
Dealing with fraud and scams

Open a free current account

Join millions of people who already bank with us.