Round-up account

Effortlessly boost your spare change with interest on round-ups.

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Spare change, now 5% more interesting

Choose to round up your spending to the nearest £1 and we’ll autosave the difference for you. Then, your round-up account will receive a 5% AER (4.89% gross) variable interest boost, which we'll calculate daily and pay monthly, for you to spend whenever you like.

18+, UK residents. Chase current account required – eligibility applies. Round-up account balance transfers to elected Chase account on anniversary of account opening. T&Cs apply.

An easy way to set aside money every day

'How do round-ups work?' we hear you ask. Well, let's say you've opened a round-up account and switched them on via the Chase app – and then you buy something in-store or online. If the item costs £11.60, we'll round it up to £12 and pop the 40p into your round-up account.

We'll do the same for everything you buy. Then, your round-up account will receive a 5% AER (4.89% gross) variable interest boost.

Dip in whenever you want to

You can keep your round-up balance growing throughout the year, or withdraw your money early for a little treat. So whatever you're setting money aside for, you'll have easy access when you need it.

Just so you know, after a year, we'll automatically transfer your remaining round-up balance to your chosen Chase current account, and you're free to start saving all over again.

Ready to round-up?

Step 1

If you don't already bank with us, open a free Chase current account today.

Step 2

Step 3

Follow the on-screen instructions to open your round-up account and start earning interest when you spend.

Bank with Chase and you can also get...

2% cashback on everyday spending

Earn up to £20 a month on groceries, restaurants, cafes, takeaways, everyday transport, fuel and public electric vehicle charging points when you pay with your debit or credit card.

18+, UK residents. Eligibility applies. Chase current and saver accounts required. Exceptions, qualification criteria and T&Cs apply. See important information about cashback here.

Discover cashback

2.25% AER interest on your savings

Bank with Chase and you can open a saver account. Start saving with as little as you like, and as much as £3m.

We’ll calculate your 2.25% AER (2.23% gross) variable interest daily and pay it monthly.

T&Cs apply

Start saving

A numberless card

Your card details are stored in the app, so no-one can see them but you. You can use these details when shopping online.

Before you apply

To bank with us, you'll need to:

be 18+
be a resident of the UK only
have a smartphone and a UK mobile number
be a tax resident of the UK
meet our credit history criteria – we'll do a soft credit search to confirm this

Here's our current account service information.