Our Current Account Income Switch Reward
These terms are for new and existing Chase customers in the UK who want to take advantage of the Income Switch Reward offer. If you are an existing customer, we will notify you if you are eligible to participate in this offer. All new customers of Chase joining from 29 September 2025 are eligible.
Who are these terms between?
You: A Chase customer who intends to take advantage of the Income Switch Reward offer from Chase.
Us: Chase, a trading name of J.P. Morgan Europe Limited, so whenever you see ‘Chase’ or ‘we’, you know who we’re referring to.
The reward
- You will get a £100 Amazon.co.uk Gift Card if you are eligible for this offer and comply with these terms.
- This offer is limited to one reward per customer.
- You will have up to 10 years to use the Gift Card. Amazon.co.uk Gift Card terms and restrictions apply, see www.amazon.co.uk/gc-legal.
- The reward will be sent to the email account you have registered with Chase, provided you meet all the conditions in these terms. It can take up to 30 days from 31 December 2025 for the reward to be emailed to you.
- In order to receive the reward, you must not close your last Chase account before the reward is received and your account must not be suspended or under investigation.
- Chase may substitute the reward with an alternative reward of equal or greater value at any time without notice.
Switch your income to Chase
You must comply with the following conditions to benefit from this offer:
- You must set up and receive “income payments” to your Chase Current Account totalling £1500 or more per month, for at least two consecutive months. We have explained what an income payment is below.
- The first income payment/s must be received into your Chase Current Account by 23:59 on 30 November 2025.
- The second income payment/s must be received into your Chase Current Account by 23:59 on 31 December 2025.
- An income payment is a direct credit payment paid into your Chase Current Account from another party via BACS. This could include your salary payments or pension payments, for example.
- An income payment needs to be received from the same party and can be received at any frequency, for example, weekly, bi-weekly or a single monthly payment, and will be eligible provided they total £1500 or more each month.
- For this offer, a month is the first day of the calendar month to the last day of the calendar month. To set up an income payment, you can:
- set up and new or amend an existing direct credit payment so that it is received into your Chase Current Account. You will need to speak to the party making the income payment to organise this. For example, if you are setting up your salary, you will need to follow the steps provided by your workplace; or
- follow the steps below to use the Current Account Switch Service to switch your income payment to Chase. Remember, this will need to total £1500 or more each month. This will switch your current account from another bank or building society to Chase – including your regular payments, Direct Debits, standing orders and salary, for example:
- To request for your current account to be switched to Chase, in the Chase app, tap 'Profile', 'Switch to us' and follow the steps.
- Once your switch has been successfully completed, you will receive an email to the account you have registered with Chase.
- If your switch hasn’t successfully completed within 14 days of completing the request, you may not be eligible for this reward.
- You can switch a current account from any other UK bank that's signed up to the Current Account Switch Service. You can't switch a joint or business current account to Chase.
- Just so you know, you can't take out an overdraft, pay in cash or cheques, or make international payments from your Chase current account.
- For more information on CASS, head to https://www.chase.co.uk/gb/en/product/current-account-switch-service/
- You should also check the party paying your income payment has updated your account details in their systems to make sure you get paid into your Chase account.
- Your account must not be suspended or under investigation to participate in this offer.
- You are responsible for managing your tax affairs. Please note that there may be taxes or costs which apply to you that aren’t charged by us or paid through us.
Making changes to this offer
We may change, suspend or end this offer at any time. If we do so, we will notify you through the app, SMS or by email. We may suspend or end the offer on an individual or offer-wide basis.
If we reasonably suspect that you are abusing this offer or find that you have breached these terms, then we may reverse any referral awards paid to you.
Other terms that apply if you use this offer
The terms of your accounts are set out in our General Account Terms and Conditions as well as in any other terms we gave you when you opened your account.
Please refer to the General Account Terms and Conditions if you want to know about:
- using your account, our charges and interest rates
- refunds and compensation arrangements
Please also read our:
- Privacy Policy to find out how we process, use, and store your personal information
- Cookie Policy to learn how we use cookies to track the way our app is used.
Our authorisation details
Chase is a registered trademark and trading name of J.P. Morgan Europe Limited. J.P. Morgan Europe Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 124579.
J.P. Morgan Europe Limited is a company incorporated under the laws of England and Wales with company registration number 00938937 and its registered office at 25 Bank Street, Canary Wharf, London, E14 5JP, United Kingdom.